Three tiers. AI on every plan.

Pro is $29/month and Business is $79/month, both AUD, billed monthly. Free is and will remain $0. No credit card required to start on Free. Cancel anytime with one click.

Yes. You can move between Free, Pro, and Business at any time. When you upgrade you get the new feature set immediately.

Bookkeeping (transactions, invoices, contacts, bills), all the standard reports (P&L, Balance Sheet, Cash Flow, Trial Balance, GST report, aged receivables/payables), and AI chat with one conversation per day. No payroll, no direct ATO lodgements - those come on Pro and Business.

Pro covers everything most small businesses need: payroll for up to 5 employees, full AI quota, BAS lodgement helper, EOFY workflows. Business adds higher payroll headcount (up to 50), a higher AI budget, and is the tier that will get direct ATO submissions (STP, BAS, PayDay Super) once we're a registered Digital Service Provider.

Direct ATO submissions are on the Business tier roadmap. Until they ship, all tiers can prepare and export STP / BAS data; you lodge through your existing provider.

Yes - no lock-in contracts. Cancel with one click and your access continues until the end of the billing period. Your data stays exportable as CSV / JSON / PDF.

Yes. AI is included on every plan - even Free. Free includes AI chat with a low daily quota (one conversation per day). Pro and Business include the full AI feature set - including write actions like creating invoices and recording transactions on your behalf - with higher daily usage allowances. No surprise per-action billing.

Yes. Pro and Business support accountant workspace access with per-team-member roles and permissions. Accountants joining the partner programme also receive a recurring revenue share on eligible client spend - that's a separate accountant-side flow.

Payroll and STP reporting can be prepared in Ledgable; direct lodgement with the ATO is coming soon - until then you export and lodge through your existing channel. Payroll is available on Pro and Business, so check your plan details.

Ledgable connects to Australian banks through Basiq using Open Banking (CDR) - you approve access on your bank's own website or app, and Ledgable never sees your banking password. The full list of supported banks is shown in the app before you connect. Free users can import statements manually; paid plans include connected feeds per plan (1 feed on Pro, up to 10 on Business).

Xero, MYOB and QuickBooks Online are all supported today. Each has a guided importer that takes your exports, maps the accounts, previews the result and posts it into your Ledgable workspace - no developer access or API connection needed. For complex migrations, contact support before switching.